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  1. After the tenure of the investment has expired, the investors will request the pay out consisting of the principal and the interest on her investment
  2. By inputting the investment code into the repay method of the investment product contract, the investor triggers the repayment process
  3. The liquidity pool coordinates the collection of funds to be used for the investor’s pay out; the loan books are the primary source of funds in the repayment process
  4. In each loan book it is possible to define, at any point in time, what is the maximum amount of liquidity that can be extracted for investors repayment purposes; during the repayment process an amount up to this maximum value can be extracted by the liquidity pool from each loan book
  5. In case the funds extracted from the loan books do not suffice for the repayment of the investors, the liquidity pool has the possibility to extract liquidity from other sources like the capital pool (up to an amount equal to the capital at risk value set in the capital pool contract) and/or, as last resort, from Topos’ treasury
  6. When the totality of funds has been collected, the status of the investment is set to repaid on the investment product
  7. The principal and the interest are accredited on the investor’s wallet