1. A user who wants to access the insurance provision of the Topos protocol mediated via the proprietary TPG token connects her wallet to the user interface
2. The current TPG price is accounted for in stablecoin by the bonding surface on the basis of the current balance in stablecoin stored in the capital pool and the other relevant parameters in the pricing function (bonding surface)
3. The user locks via the user interface an arbitrary amount of stablecoin into the capital pool; the process to authorize the transfer can be followed on the wallet
4. The locked stablecoins are stored into the capital pool
5. The user receives an amount of TPG determined by the entity of the stablecoin investment and the pricing function (bonding surface).